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A real estate agent is a fun and lucrative job with many opportunities to advance one's career. To become a agent, one must be at least eighteen years of age and have a Canadian High School Diploma or equivalent, and speak English. Each province in Canada is responsible for licensing real estate representatives in that province. However, there is a three-step process common to most, with a Board exam unique to each province. British Columbia will not grant a license to anyone with summary convictions until two years after restitution is made. Quebec will not issue a license to someone with a criminal offense in the prior five years. Check with your province of residence for specific local requirements. They can be found in most cases under the provincial Real Estate Commission or Council.

The first step is to complete the requirements for the Initial License. This must be completed within eighteen months. The program is available by correspondence or on-line. Phase one covers the benefits and limitations of a career in real estate, an outline of the requirements for registration as a representative, an overview of the mathematic skills needed, and an indication of the specialties and career options. Phase two introduces the technical aspects of the profession and covers the statutory laws, rules and regulations governing transactions in real estate. Phase three gives a choice of two aspects of real estate; Residential and Industrial Commercial Investment (ICI).

The residential course is completed during eighty hours of classroom time. Practical aspects are presented through workshops covering the topics of acquiring listings, marketing, qualifying buyers, preparing and presenting offers. The ICI course requires eighty hours of classroom time. A wide variety of workshops cover topics including office, retail, industrial, multi-unit and vacant land practices.

The next step in becoming licensed is to complete a two-year articling period with a licensed broker. During these two years, one must complete three additional courses. Real Property Law is a mandatory course, with optional courses including Principals of Appraisal, Principals of Mortgage Finance, Principals of Property Management, or Investment Analysis. There is also a mandatory Phase 3 course. One may renew a license after completing the articling stage and completing these courses.

To maintain a license, one must complete twenty-four hours of Mandatory Continuing Education (MCE) every two years. Other opportunities to advance one's career are available in Continuing Education Units (CEU). CEU courses offered include: Agency courses, Practical Approach to Agency, Agency for Profit, Agency for Practice, Dealing with Purchaser Agency in the Agreement of Purchase and Sale, Disclosure of the Real Estate Profession, The Broker's Toolkit: Standards and Compliance, Conflict Resolution Skills, Valuing Diversity; Increase Profits with Multi-cultural Clients, Housing Technology, and Technology for Profit.

If one wishes to become designated in a specialty, the Real Estate Institute of Canada offers several professional certification programs. These include certifications for property management, condominium management, appraisal specialist, and land planning and development.

Real Estate is a large and varied profession with many opportunities for specialization and advancement.

Vic Singh is a Brampton real estate agent and specializes in offering some of the lowest commissions with no conditions. When searching for Brampton homes or condos be sure to check out his Brampton real estate advice at http://www.hirevic.com

New Era in Retail-the Road & Challenges Ahead

 

 

                                                                               

NEW ERA IN RETAIL-THE ROAD & CHALLENGES AHEAD

   

   Dr. Piyush prakash(Reader: D.A.V. College Kanpur)

 and Sandhya Dubey (Research Scholar)                                                                                                        

     

 

 

 

   ABSTRACT: 

In India, the most of the retail sector is unorganized. In India, the retail business contributes around 11 percent of GDP. Of this, the organized retail sector accounts only for about 3 percent share, and the remaining share is contributed by the unorganized sector. The main challenge facing the organized sector is the competition from unorganized sector. Unorganized retailing has been there in India for centuries, theses are named as mom-pop stores. The main advantage in unorganized retailing is consumer familiarity that runs from generation to generation. It is a low cost structure; they are mostly operated by owners, has very low real estate and labor costs and has low taxes to pay.

In organized retailing will grow faster than unorganized sector and the growth speed will be responsible for its high market share, which is expected to be $ 17 billion by 2010-11.
Retailing will show good prospects in cities like Mumbai, Delhi, Chennai, kolkata, Bangalore and Kanpur. After Dubai, Singapore and Hong Kong, In India Delhi will be the next big retail destination, According to Confederation of Indian industries whose findings have shown that Delhi has the good resources and good conditions for the retail sector. Out of the total earnings of the Government of Delhi Rs 11,000 crore, Rs 6,500 crore is achieved from the retail sector.
- Share of Organized Retail

1999 2002 2005
Total Retail (in billion INR) 7000 8250 10000
Organized Retail (in billion INR) 50 150 350
% Share of Organized Retail 0.70% 1.80% 3.5%

The organized sector is expected to grow faster than GDP growth in next few years driven by favorable demographic patterns, changing lifestyles, and strong income growth. This organized retail sector mix includes supermarkets,

 

hypermarkets discounted stores and specialty stores, departmental stores. For example, Spencer network has 69 stores, which includes seven Spencer hypermarkets, three Spencer super markets and 49 Spencer Dailys. Now the company is planning to open 20 stores in 10 cities in six months. The top 10 retailers account only for 2% of total market, today modern retailing is expected to enter a boom phase, which has major players and these players might capture 10% of total market, within next five years

But In India the Retailing industry has a long way to go,and to become a truly flourishing industry, retailing needs to cross the following hurdles:

* The first challenge facing the organized retail sector is the competition from unorganized sector.
* In retail sector, Automatic approval is not allowed for foreign investment.
* Taxation, which favors small retail businesses.
* Developed supply chain and integrated IT management is absent in retail sector.
* Lack of trained work force.
* Low skill level for retailing management.
* Intrinsic complexity of retailing- rapid price changes, threat of product obsolescence and low margins.
* Organized retail sector has to pay huge taxes, which is negligible for small retail business.

 

 

 

 

 

 

 

 

 

 

 

 

NEW ERA IN RETAIL-THE ROAD & CHALLENGES AHEAD

 

Retailing involves all activities incidental to selling to ultimate consumer for their personnel family and household use. It does this by organizing their availability on a relatively large scale and supplying them to customers on a relatively small scale. Retailer is any person/organization instrumental in reaching the goods or merchandise ore services to the end users. Retailer is a must and cannot be eliminated.

The Indian retailing industry is becoming intensely competitive, as more and more payers are Vying for the same set of customers. The major retail players are Pantaloon Retail, Shoppers Stop, Reliance, etc..,

Retailing is one of the biggest sectors and it is witnessing revolution in India. The new entrant in retailing in India signifies the beginning of retail revolution. India's retail market is expected to grow tremendously in next few years. According to AT Kearney, The Windows of Opportunity shows that Retailing in India was at opening stage in 1995 and now it is in peaking stage in 2006. India's retail market is expected to grow tremendously in next few years. India shows US$330 billion retail market that is expected to grow 10% a year, with modern retailing just beginning. India ranks first in 2005. In fact, in 2005 and 2006, India is the most compelling opportunity for retailers, because now India is in peaking stage.

Challenges in the Retail Industry:

 

“Retail today is all about being better, faster, and leaner. Columbus IT helps you overcome the challenges of the retail industry and write your ticket to success.” -- Dmitry Davydov, Key Retail Acount Manager, Columbus IT Russia.

The retail industry faces challenges similar to those in other industries. What's different is that they combine together to put a great deal of pressure on retailers in today's modern economy. With a fast-paced society and faster-paced

 

 

Technological changes, customers want new, different, and customized goods now, and they're not willing to wait.

 At the same time, pressures on the backend are mounting, too. Larger retailers, with their efficiencies of scale and international scope, are pushing prices down and slashing margins.

To compete, you have to think like a Wal-Mart, even if you are a medium-sized retailer. Technology offers your company a way to apply modern ERP and CRM techniques on a global scale, whether through bricks-and-mortar stores, or over the Internet.

 Face and overcome these retail challenges with Columbus IT Retail solutions.

 Decentralized Operations

As a manager, ideally you'd like to be able to walk down the hall from your office and into any one of your stores or warehouses. In reality, that's not possible. You have to hire the right people, staff your other locations, and rely on them to do the job right.

Technology has the advantage of being able to bring you and your employees together – whether they're located in Minsk or Montana. Columbus IT retail solutions provide you with a centralized solution for your decentralized business.

Data flows from your stores and warehouses to your head office every night, so you have up-to-date sales and inventory information. You can make pricing changes across the board, or implement a new sales campaign to reflect the success or failure of one of your major products at one store – or all of them.

 Staff Turnover

There's a higher rate of staff turnover in the retail industry, compared to other industries. This varies by country. European countries, for example, tend to retain store-level personnel more successfully. North America has a turnover rate of 200-300% of front-end employees in certain segments.

 

What does this mean for your business? While you can implement and pursue staff retention programs – and it makes good sense to do so – you're going to have new employees coming through your doors on a regular basis. Getting them trained on your systems rapidly and cost-effectively is critical so that they can become productive members of your team as soon as possible.

 Columbus IT has you covered. First, our retail systems, led by our flagship product Retail  Chain manager, are easy to learn, easy to use, and easy to train others on.

Second, we train as we go. While we're developing and implementing your retail solution, we'll be training your staff at the same. As soon as your retail solution is finished, they're ready to use it – no downtime.

 Third, we can integrate with your existing third-party systems – such as a POS system. Existing employees don't have to retrain on a new system, and since we can retain your best-of-breed components, new employees are more likely to have experience with them. 

The bottom line: It's simply a fact of life that your staff turnover is going to be higher than in other industries. The good news is that Columbus IT Retail solutions help you manage that turnover sensibly, with training and easy-to-use systems, from the start.

 

Shrinkage

Consider these sobering statistics on shrinkage (also known as inventory shrink):

• For every dollar lost to shrinkage, you can lose $11 to $15 in profits. (UK statistic)
• You'll only detect 3% of the shrinkage when it happens – the other 97% you'll discover later. (UK statistic)
• For every theft you detect, 46 others will go undetected. (UK statistic)
• In 2005, total inventory shrinkage cost U.S. retailers $37.3-billion US.
• Administrative error is responsible for 14.6% of shrinkage, and employee theft is responsible for 47.9% of shrinkage (National Retail Security Survey, 2001).

 

 

Loss prevention strategies and programs can be an important part of reducing shrinkage before it becomes a real problem. But did you know that your IT solution can also help minimize shrinkage?

 

Columbus IT Retail solutions help you control shrinkage from the ground up in five ways:

1. Studies show that increased employee satisfaction reduces employee theft. With a retail solution from Columbus IT, you get easy-to-use applications that your employees are trained on from the early stages of implementation.
2. Studies also show that higher customer service results in less shoplifting. Columbus IT Retail solutions improves customer service and customer satisfaction by managing the supply chain so that your stores carry the goods customers want, at attractive prices. CRM capabilities also ensure
3. that customers are treated on a one-to-one basis, whether in marketing to them or responding to them if they contact you.
4. Columbus IT retail solutions enable you to accurately track and manage inventory and sales using technologies such as POS solutions, bar-coding, scanning, and RFID tracking.
5. We will provide you with a retail solution that minimizes the chances of administrative errors. By only requiring employees to enter data once, and providing management with full reporting capabilities, data accuracy and integrity are increased across your retail enterprise.
6. Lastly, you can reduce shrinkage by being on top of what's going on in your business, and having access to key indicators that can show if shrinkage is becoming a problem. As you'll see in the next section,
7.  

Lack of Information

The amount of information available to you as a retailer can be overwhelming. Each one of your stores' profits are influenced by daily sales, overhead, employees, shipping, campaigns, and traffic that change on a daily basis. At your head office, you worry about inventory levels, warehouse efficiency, key financial indicators, administration, and human resources information.

 

Your retail business generates an enormous amount of information that would be very valuable to you if you could:

• Collect it quickly, reliably, and efficiently.
• Analyze it to make sense of the past and plan future decisions.
• Distribute it to the right people in your organization so they can act on it.

If you don't have a system in place to track this information, you're losing out on a powerful tool that other retailers use every day -- the power of knowledge.

Whether you want to know if your latest marketing campaign was a success, or if your warehouse space is being used in an optimum way, Retail Chain Manager has the answers. And they're answers that are error-free, rapid, and available to all the decision-makers in your company.

 

Future Uncertainty

The customer is fickle. Global market situations can also change the demand for your products. And unexpected problems at your warehouse or stores can also affect what you need to supply - and who may be buying it.

Retail is built on uncertainty - but victory goes to the business who knows how to manage that uncertainty and make allowances for it.

You need to be able to learn from the past so that you can plan for the future. Columbus IT Retail solutions provides you with sophisticated reporting and data mining about every aspect of your retail operation so you can make sensible choices about where your customers, suppliers, and your business are going.

Retail Chain Manager enables you to gather and analyze your past sales information so you can make the right decisions about what products to carry, where to sell them, and what price they should be.  

Columbus IT Retail solutions give you that power. By integrating your retail processes and systems into one comprehensive solution, we make sure that all of the information about your business is captured, measured, and available for you in flexible, powerful, yet easy-to-use reporting features.

 

 

Complex Pricing

It's no longer enough to be able to stamp a product's price and forget about it. Modern retailers are changing prices on goods daily, if not hourly. The benefit of flexible pricing is to be able to respond to changes in the market as they happen. Want to set a higher price for rush-hour customers and a lower price for off-hour ones? Or maybe you'd like to be able to run a test on a new campaign for one day and see how it compares to the sales results from the previous day. Columbus IT Retail solutions make it happen.

Whether you want to set prices for one shop or all of your retail outlets, you can do so quickly and consistently. It's all handled automatically, from the central office.

 

Socio-Eco Impact of Large Scale Retailing in India:

 

There is no doubt that large scale Retailing has impact on socially and economically. In Social life the standard of living is raised because by these retailing a person can buy their daily needs from one place whereas this thing is also raising their extra expenses because human being has unlimited needs and when he see the different things at one time he is unable to stop him to buy them.

At economic level it is also effecting because at one place it is increasing consumerism where at another part it is damaging the earning or returns of the small salers who have not so much money and it is also effecting the small brands also because there is no place for these brands in malls.

 

 

Foreign Direct Investment in Retailing Sector:

 

 

'No FDI in retail sector'

 

NEW DELHI: Food, agriculture and consumer affairs minister Sharad Pawar on( 15 Mar 2008, 0017 hrs IST,TNN  )said that the government was not considering any proposal to allow foreign direct investment in the retail sector.

 

 

Replying to supplementaries during question hour in Rajya Sabha, he said the International Council for Research on International Economic Relations (ICRIER) was examining the impact of domestic organised (corporate) retail sector on unorganised retail sector. Only after the report comes in would the government be in a position to take a clear decision. But he said that the government was not allowing FDI in retail as it wanted to protect this sector. "There is no proposal to allow FDI in retail (and) government is not thinking of it because it wants to protect the interest of retailers," he said.

 

 

 

Challenges Before Organized Retailing in India:

• ·        Difficult shopping experience for Customer : before the organized retailing in India costumers had to go different places to buy different things.
• ·         Less Return on space for the retailers :  vendors had limited items or some special items due to that they couldn’t get more return on space.
• ·         Tough reach of product for customer : same thing that costumers had to go different places for different things it was so tough and time consuming also.
• ·        More & More time for customer at the check out: it was more & more time consuming for the costumers to go for shopping for their daily needs.

 

 

 

Emerging Trends in Indian Consumer Market:

 

The annual market for consumer durables in India (excluding computers and communication products) is currently of the order of Rs. 25,000 cr. In recent years, intense competition has led to a decline in prices. Consequently, market growth has mainly been in terms of quantity, rather than value. Further, the increase in quantity is propped up by consumer financing, promotions and discounts. Distribution is fragmented, and there are 40,000 consumer durable dealers in India.

 

 

 

Organized retailing is catching on, but has overheads due to expensive real estate, air conditioning and higher manpower costs. One tries to offset this by negotiating lower prices with durable manufacturers. The Indian consumer is brand-conscious, but not necessarily brand-loyal, and might even pick up a reliable private label if it offers good price and quality values. Retailers such as Reliance, Future Group, Hyper City and E-Mart, therefore, plan to launch low-priced private labels by importing in large quantities from China and Thailand. Domestic durable manufacturers are responding by expanding their product range to ensure higher bargaining and shelf power with the trade. They are also exploring the possibility of cross-category tie-ups with non-competing partners from other industries to tap each others' points of influence, particularly in smaller/rural markets. Consumer durable penetration is one of the lowest in India and the untapped potential is evidently enormous. However, as Indian consumers continue to attach a high degree of importance to value for money, both manufacturers and traders would be compelled to explore every conceivable method to improve operational efficiencies, in order to achieve substantial and profitable business growth.

 

 

 

Conclusion:

 

In India, the most of the retail sector is unorganized. In India, the retail business contributes around 11 percent of GDP. Of this, the organized retail sector accounts only for about 3 percent share, and the remaining share is contributed by the unorganized sector. The main challenge facing the organized sector is the competition from unorganized sector. Unorganized retailing has been there in India for centuries, theses are named as mom-pop stores. The main advantage in unorganized retailing is consumer familiarity that runs from generation to generation. It is a low cost structure, they are mostly operated by owners, has very low real estate and labor costs and has low taxes to pay. The retail sales in India for future are shown below (data from 2005-2008 is based on estimates):

PRESENT INDIAN SCENARIO

* Unorganized market: Rs. 583,000 crores
* Organized market: Rs.5, 000 crores
* 5X growth in organized retailing between 2000-2005
* Over 4,000 new modern Outlets in the last 3 years

* Over 5,000,000 sq. ft. of mall space under development
* The top 3 modern retailers control over 750,000 sq. ft. of retail space
* Over 400,000 shoppers walk through their doors every week.

 

Many agencies have estimated differently about the size of organized retail market in 2010. The one thing that is common amongst these estimates is that Indian organized retail market will be very big in 2010. The status of the retail industry will depend mostly on external factors like Government regulations and policies and real estate prices, besides the activities of retailers and demands of the customers also show impact on retail industry.
As the retail market place changes shape and competition increases, the potential for improving retail productivity and cutting costs is likely to decrease. Therefore it is important for retailers to secure a distinctive position in the market place based on values relationships or experience.
Finally it is important to note that these strategies are not strictly independent of each other; value is function of not just price quality and service but can also be enhanced by personalization and offering a memorable experience

 

 

 

 

References:

 

 

• 15 Mar 2008, 0017 hrs IST,TNN  

·       

  FDI and Retail Sectors in India: D Kumar (page 124)

·       

  Changing retail scene in India : R.K.Srivastava (Journal 2008 Page: 714 – 721)

 

• Google.com

 

 

 

 

About the Author

Dr. Piyush prakash(Reader: D.A.V. College Kanpur)
and Sandhya Dubey (ResearchScholar)

How much is the retail price of World of Warcraft game.?

It's complete 5-cd case with a product catalog and game manual.. On the cover there doesn't seem to be any mark that it's an expansion just the title....

You can get the base game, 5 disks, along with the Burning Crusade expansion for $20-30 on sale or up to $40 regular, which includes a free month of play and two guidebooks. Look for the World of Warcraft battlechest.

Surprise! More shoppers happy with retail sector
SHOPPERS in Singapore must be feeling upbeat. For the first time, a survey on customer satisfaction in the retail sector ' which includes sub-sectors like department stores, petrol stations and supermarkets ' has recorded an uptick.

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